BUY NOW, PAY LATER.

Bring Home What You Love, With Confidence.

Helping Make Everyday Life More Affordable.

Get approved in minutes for fast, flexible financing*

Flexible Plans that Fit Your Lifestyle.

Equal Monthly Payments

No Interest*

Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of a 12 month term.

Deferred Payments

Interest Accures, No Payments*

Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fee (if applicable) will be charged upfront. Plan terms vary based on value.

Regular Credit Purchase*

It’s perfect for small purchases too! Use your FlexitiCard just like a regular credit card.

Flexiti offers instant credit approval* by applying online or in-store.

Flexiti Fees

Admin Fee

A transactional fee that’s charged when you finance a purchase. Admin fees range from X – X depending on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within your total purchase amount (not applicable for Quebec residents).

Annual Fee

A $24.99 annual fee is charged annually if your account has a balance ($39.99 for residents of Quebec). Your first annual fee is due on your first statement.

Questions?
We’ve Got Answers.

The flexible way to pay™

*O.A.C. Subject to terms of the Flexiti cardholder agreement. Promotional offers and minimum purchase amounts vary by merchant. Interest (including accrued interest on applicable deferred plans) at the cardholder agreement annual interest rate (31.99% - 34.99%) is charged if the promotion is cancelled or expires without full payment. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Flexiti admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional term length (not applicable for residents of Quebec). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. B.C. License #83660. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and The flexible way to pay are trademarks of Flexiti Financial Inc.